Divorce
Ending the marriage- the process to decree absolute
Financial issues in divorce- ancillary relief
Divorce and Pensions
Children
Divorce advice for men
Divorce for non residents
DIY divorces
Costs
Timescale - quick divorce or not
Wills & divorce
Legal Aid
Injunctions





 

 

 

 

 

 

 

 

 

 

Miscellaneous
Prenuptial Agreements
Cohabitees
Judicial Separation
Changing surnames
Civil partnerships


Contact
Contact


Legal Stuff
Disclaimer
This is a UK based forum about divorce and related issues. Feel free to contribute. Your experiences or opinions may help others. The links on the left lead to basic information about most common divorce questions. The information opens in a separate window. You can use the search function to search the forum.
User: Log In Create A New Profile
Actions: New Topic
Search
History: Home UK Divorce Forum Search
Page: 1 of 1
Results 1 - 12 of 12 
Topic: Re: Actuary report costs??
Written By: whatalife - 4 years ago
Forum: UK Divorce Forum
Thank you David, a 50/50 split on the house equity won't allow her enough to buy on with that's why I would agree to her having 100% and offset this with a reduced share for her of my pension. This has a £400k value. It's seems to be the only thing to play around with as the spousal maintenance is what it is and needs to be. I know a £1 of pension isn't the same as a £1 cash but wouldn't a st
Topic: Re: Actuary report costs??
Written By: whatalife - 4 years ago
Forum: UK Divorce Forum
Well things seem to be going round in circles. My solicitor won't advise on a pension share without the actuary report and I simply don't have another £1400 to throw at it. So far I've spent almost £4 k to get to Nisi and some loose proposals. My situation is house will have around £150k of equity on its sale which my wife will need almost all of if not all to buy another one with. That means
Topic: Re: Actuary report costs??
Written By: whatalife - 5 years ago
Forum: UK Divorce Forum
Well it seems that not much progress is going to be made unless I get the report done as solicitor basically doesn't know where to start on the split without it. Surely there must have been others in similar situation to provide some idea?
Topic: Re: Actuary report costs??
Written By: whatalife - 5 years ago
Forum: UK Divorce Forum
Mediation isnt so easy when we live in different parts of the UK. Also i'm pretty sure they would only facilitate a discussion and what I need is a practical indication of where to start the negotiations. This seems to be a spreadsheet exercise so maybe I need more financial expertise rather than perhaps a legal one? I'm the one still paying for mortgages etc probably well into my retirement wher
Topic: Re: Actuary report costs??
Written By: whatalife - 5 years ago
Forum: UK Divorce Forum
i'm 55 she's 54. My income is close to £80k. Since seperation in 2008 ive been paying her costs to stay in the house. I need to get it sorted and should have done it earlier i know but hindsight is a wonderful thing.. in trying to do the 'right thing' its probably made it harder. Its not sustainable and the sooner I can move on and make some sort of recovery both financially and emotionally the
Topic: Re: Actuary report costs??
Written By: whatalife - 5 years ago
Forum: UK Divorce Forum
Thank you for the advice, I think the solicitor asked for it so it makes it easier to know where to start negotiating.. i'm really in the dark on where to start that. My thoughts are maybe to not take any house equity so it will leave her enough to buy a 1/2 bed with no mortgage as she will struggle to earn enough at 55 to get one. But where do i start with an 'offer' on the maintenance and pensi
Topic: Actuary report costs??
Written By: whatalife - 5 years ago
Forum: UK Divorce Forum
Got as far as Decree Nisi, exchanged Form E's and now starting finance settlement proposals. It's a long marriage of 30 years during which I've been the only earner. Children all adult now, a house to sell around 250k with a mortgage of 80k. My pensions have a transfer value of 400k. By the sounds of it I'm probably not going to see much out of the house equity, will be paying maintenance and a
Topic: quick question..
Written By: whatalife - 5 years ago
Forum: UK Divorce Forum
I've completed Form E and provided accompanying bank statements etc.. I've been totally open as I should but this seems to be a bit of a snap shot of the financial situation at the time its submitted and I know in my own case that my bank balance goes up and down (like most peoples i guess) depending on the time of month/year. How does this get managed as I could be a lot worse or better off at t
Topic: Re: your thoughts please
Written By: whatalife - 5 years ago
Forum: UK Divorce Forum
I dont see how answering a hypothetical question about giving away or selling any of my personal things (not jointly owned) is circumventing the justice system?. Isnt it my right to dispose of these as and when i see fit? I dont know if the advice i have been given or attitude is typical of most solicitors but there seems to generally be a 'pay up and get on with it' feeling to it all... On
Topic: Re: your thoughts please
Written By: whatalife - 5 years ago
Forum: UK Divorce Forum
Ok, suppose this scenario.. i give away some of my personal assets today, no money coming in, and in 3 or 6 months time i fill in a form E, listing what assets i have at that time..how does it show?
Topic: Re: your thoughts please
Written By: whatalife - 5 years ago
Forum: UK Divorce Forum
Although I may not have to physically hand them over, wont the value be taken into account as form e asks for personal belongings over £500 to be listed?
Topic: your thoughts please
Written By: whatalife - 5 years ago
Forum: UK Divorce Forum
Hi, about to start the divorce ball rolling but have a thought. On advice given to date I stand to lose most of the equity in the house, probably a chunk of pension plus a maintenance for 'life'. Sounds like the usual come out with the shirt on your back and thats about it. I have some assets worth about 20k that I bought AFTER the seperation 3 years ago and would rather sell/give these away befo
Page: 1 of 1