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Potential divorce/separation advice (2 Posts)
Started By:
29 November, 2017 02:27PM
Potential divorce/separation advice
Mr Black - 29 November, 2017 02:27PM

Firstly thanks for having me here. Apologies if these questions/scenarios have been covered before. I'm sorry I feel I need to be here, but there we go.

I'll try and make it as clear as possible.

I am 48, my wife is 45. We have been married for 7.5 years but been together for over 25 years. We have two children. Both boys, aged 16 & 12.

We own our house jointly in name, although I am the sole effective earner and pay all the mortgage, bills and all other costs. My wife runs a very small one-woman design business from home. Her earning are pretty low and well below the tax threshold so she is dependent on me financially. My earnings are not considered high but are enough to provide a relatively comfortable life. I have no debts other than the mortgage and a couple of hundred on the credit card.

My wife is a semi-functioning alcoholic and despite being given help from many agencies continues to drink quite heavily to the point where I've had enough. We're not happy, we have no relationship, she says she wants to stop but then 2 hours later, she'll be drunk again. i would like our relationship to be able to recover if possible but i am at the point where I can't see that happening.

I am investigating her going through Rehab but should that not be successful, I think separation/divorce may be the only route. i don't want to live my life like this.

Now- my questions-

1: although we own the house jointly, as I have been solely paying the mortgage, does that still mean any proceeds would be split evenly? As she is drinking reasonably heavily I would presume she is not considered safe and the children would live with me. With that in mind, would that be reflected in any split?

2: I have reasonable volume savings/inheritance. is she entitled to half of that too?

3: I have a moderate private pension. Is she entitled to half of that.

4: I have an amount of shares that were given to me at birth by my grandparents. Is she entitled to any of that?

Many thanks in advance for any input/advice.
Re: Potential divorce/separation advice
HatMan - 29 November, 2017 04:30PM
A lot will depend I would say on who gets primary care of the children...but the fact that you have been paying the bills is entirely irrelevant . This is a long relationship with resultant children - you say that YOU have savings...no you do not there are family savings and all of this will be taken into account when dividing the pot - including pensions etc. Not entirely sure about the pre existing shares as they were prior to the relationship but in general the starting point for any split is 50/50 and will be affected by individual ability to earn and house themselves, one thing is for certain - it is a waste of thought time to regard anything as solely 'yours'.

The drinking side will be impossible to prove anyway unless she is under treatment for it - anyone can claim all sorts of things your personal opinion will have very little impact.
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